INSURANCE | lbsllc

Individual, Family or Over 65?

Has my plan changed?
Am I paying too much for my plan?
How will penaltites apply for not electing certain coverages?
Is my Doctor or Hospital IN-Network?

Don't become discouraged or overwhelmed with choosing a medical plan. Let us help guide you through these challenging steps so it becomes easy and simple to comprehend. The last thing you want to worry about is whether or not you have elected a valuable health plan when you need it the most!

Have you asked yourself the following questions?

Has my prescription coverage changed tiers or been removed from my plan completely?
Will my health be questioned if I change plans?

GET THE RIGHT KIND OF COVERAGE WHEN YOU NEED IT THE MOST

Request a Free No Obligation Insurance Review

INSURANCE OPTIONS TO PROTECT YOU AND YOUR FAMILY

HOURS & LOCATION

Location

3064 Wake Forest Rd #1215

Raleigh, NC 27609

Direct: 919-578-2981

Fax: 919-500-7585

tamila@lavenderbenefitservices.com

Hours

Monday - Friday

9 am to 5 pm

Evenings and Weekends by Appointment

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Cancer Policy - Sadly, 1 in 3 people develop cancer in their lifetime. Coverage for hospital stays, treatments and therapy's.
Critical Care Options - Heart attacks and strokes affect anyone and without warning. Don't let loss of income or unforseen expenses loose our determination to survive.
Traveling Overseas - Get protection in foreign lands that regular insurance does not cover.

Dental - No network of dentists. No deductible. No maximum limits. Thousands of covered procedures on every plan.
Accident and Sickness Plans - Coverage for ER and hospital stays. Outpatient surgery. Broken bones.
Short and Long Term Disability - Unable to work due to an illness or injury? Monthly benefit amounts to help care for you and your family's daily needs.

The insurance protection you need to fill gaps in your plans, safeguard your income or not covered by major medical coverage. Some plans will even pay you cash for simply maintaining your annual checkups:

Supplemental Insurance

Life Insurance and Retirement Income

Life insurance is a crucial step in planning for your future and the future of your loved ones.

Term Insurance provides life insurance protection for a specified period of time. It is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.
Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.

Retirement Income is a common concern. Whether you are in the early or late stage in your planning, you can make changes now. Have peace of mind so when you retire, you can be certain of a steady income for the rest of your life.
Would an IRA plan fit your needs or could you benefit from an Annuity?

Do you have changes or increases with your prescriptions? No matter your healthcare coverage, you may be eligible for low drug costs. Click the box to view the drug coverage and options. It's easy to enroll.

*Due to new regulations, we would love to help you but need you to know we do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.